Sunday, April 26, 2020

How to Buy a House You've Never Seen

    Joey and I are in the process of buying our home in Atlanta, GA. This will be our third home we've owned, and Joey never saw any of them in person prior to buying. I saw our Tucson house in person, but for both our Topeka, KS home and the Atlanta one an in-person visit just didn't work out. In Topeka it was due to another buyer putting an offer on the home the day we found the listing, so we had to act fast. It helped to know that Kansas was going to be a temporary location for us, so we didn't feel like we needed to be too picky- there's a lot we can live with for a couple years. The Atlanta market was also moving fast, and combined with COVID-19, we just didn't feel comfortable making a trip to see the house. Plus this wasn't our first blind-buying rodeo, so we felt prepared and comfortable with the process.
   I'm willing to bet we aren't the only people in this predicament right now, so I thought I'd lay out our "process" in case it was helpful for someone else. I will say that most of my method would apply to house shopping in person as well, but it came in particularly handy for our two blind-buys. So here we go.

1) Prioritize.   Know what you are looking for. Style of the house? Neighborhood? Commute? Price? Kitchen layout? Everyone has an idea of what they would like in a dream home, but it's important to get those ideas laid out and then RANK them so that you have an idea of what to prioritize when you're shopping. This ranking system will also come in handy later.  In Topeka it was really important that we liked the house aesthetically. We weren't exactly stoked about moving to the Midwest and we were a little concerned about my SADS. We figured that even though we hated Topeka, as long as we liked the actual house we lived in it would be manageable. So finding a house in a style we loved and which had a lot of natural light topped our list. Neighborhood was also important. Perrin was only five so we wanted a neighborhood with side walks for when he rode his bike. We originally also wanted to be close to Gage Park (the main green space in Topeka that has a zoo and playground), but ended up compromising on that because we found a picture-perfect 1920s bungalow with windows galore. For Atlanta, commute was most important. After two years of an hour each way drive, Joey wanted to be close enough to walk to the MARTA rail line so that he could commute to work by train. We also wanted to be close enough to Perrin's school to bike there when we felt up to it. Going from Tucson to Kansas, we realized how much we missed being able to bike and walk most places in lieu of driving everywhere. We also wanted a decent yard so I could set up a chicken coop and garden, two other things we gave up when we moved to Kansas. The style of the house itself ended up fairly low on our priority list, although it worked out in the end when we found an adorable 50s cottage.

2) Map it.     Download Google Earth, and get the Pro edition if you can- they usually offer it for free periodically. You can create pin points of specific places and you can then add in circles of varying radii around those points. For example, I pin pointed Perrin's school, the MARTA station, downtown, and the grocery and created 1 and 3 mile radii. The area where those circles overlapped helped us narrow down what neighborhoods to look at and rate them by ideal (everything within one mile) and doable (everything within 3 miles) location. You can then use those areas to draw in your search area on Zillow or your agent's MLS site. If location is anywhere on your priority list, this is a great way to systematically incorporate it into your search. If you don't want to get that technical with it, at least throw the address into Google maps and get an idea for whats around you. Is it a busy area with tons of retail? Are you really close to a nice green space?

3) Quantify.  If you really want to get nitty-gritty, Excel can be your new best friend. We like to make a spreadsheet of all the properties we're considering and use our list of priorities to assign each property a score and create a ranking system. We've done this two ways- a weighted score and ranking score. To create a weighted score, you'll need to decide what factors are most important (which is why prioritizing your wants and needs first is important) and assign more possible points for that value. For example, if price is the most important thing, you may want the cheapest houses to be worth five points, and the most expensive worth zero. In turn if parking isn't as important, you would maybe use a 0-3 scale from street parking to two-car garage. That way when you tally up all the points in the end, price is influencing the overall score more than parking. Or you can create a ranking system for each factor. Rank each property (1st, 2nd, 3rd, so on...) on how well that meet your criteria for each priority, then add up or average out the overall score. In this case the lowest score would be the ideal home. These systems can help you be more objective, which can help if you're prone to knee-jerk decisions or have a hard time looking at the bigger picture (i.e., one house has really nice appliances but you can buy appliances for any home so don't let yourself get distracted by that fancy gas range!).


4) Reconnaissance.  This is the part that is especially important if you can't view a property in person before buying. You need to do a lot of digging. A simple Google search of "best neighborhoods for families in ____ area" will probably turn out a few good reads from cites like Niche, but also local publications with good insider information. You can pull up crime maps, if that's something that might be a concern. And another go-to that I love is Facebook groups. Most neighborhoods have Facebook groups. Some only allow people who currently own a home there to join, but if this is the case I've had good luck with admins answering my questions. If there isn't a neighborhood group, search for other local groups, especially parenting groups if you have children. These are great places to field general questions. For example, are there kids in the neighborhood? Is the community very close? How does traffic flow in the area? Are there any weird quirks or restrictions you should know about? Lots of barking dogs? One group I was inquiring in let me know that they have a standing casual block party every Friday at a different home each week. Another group filled me in on their don't ask/ don't tell chicken policy. These groups are great because you get to interact with people actually living in the area you are considering and they are going to have all the insider dirt.

5) Delegation.   You're going to have to have someone on the ground.  Generally this is going to be your real estate agent. Virtual home tours put online by the seller are nice, but you're probably going to get a better feel for the place if you are live with someone who is actually there. They can also give you a good feel for the place- if it seems light and airy, or dark and cramped, if there are lots of minor aesthetic flaws that didn't show up in pictures, and if there are any obvious structural issues (you're still going to need that thorough inspection once you have a contract, so it doesn't have to be comprehensive).

   
   The other thing to remember is that I do all of this very early on in the process. I continually update it as properties come and go, but a lot of the heavy lifting is done before we are even ready to buy. The key is to be prepared on the front end in case you do have to make a quick decision. We saw the listing for the home we currently have a contract on the night it was listed. The next morning, I had it entered into our spreadsheet and was in conversation with several neighbors. Generally, distance home buying occurs because you don't have time to arrange a trip out to the location, so you need to be ahead of the game.
    After I've done all this, I usually have an extremely good grasp of each property. I can tell you listing details but I can also navigate from that address to any other important location. I know a few neighbors by name. I can tell you where the nearest park is and how long it takes to get to the local sports venue. I put hours and hours over the course of weeks into this process, which is why Joey and I are comfortable with home buying from a distance. That's not saying that the above steps are a guarantee to being comfortable with the situation. In the end, you have to know yourself well enough to know if you can make the decision from a far or if you need to change up your strategy to accommodate an in-person showing.
 

Sunday, January 12, 2020

  So most people who have known me for more than two seconds know that I had horrific (is there any other kind?) post-partum depression when Perrin was born. It went medically untreated for six months due to the worst therapist ever and then it took a bit to find a medication that worked for me. Zoloft did not. Wellbutrin, however, has been a good fit. And I've been on it ever since. Occasionally I toy with the idea of weaning off but life shit keeps coming up so I keep kicking that can down the road. However, there is one aspect of PPD that never went away. Maybe it's not even part of the PPD? Maybe it's just my own personal blend of depression and anxiety? IDK. But intrusive thoughts have always been a part of my day to day ever since I had Perrin. I've also noticed that while Joey recognizes that *something* is wrong, it's kind of hard for him to wrap his head around. So I'm going to try and explain what my experience with them is like because I'm sure it's kind of confusing for regular folx who don't deal with any sort of mental health issues.
     First of all, I'm gong to back up and explain my relationship to my brain in general. I don't really remember a time I haven't dealt with depression and anxiety, so I'm not sure what a normal relationship with your brain looks like, but I'm guessing most people without mental health issues don't have to really think about their relationship to their brain much at all. When I talk about my mental health, I tend to see myself in two parts- me, with my logical, functioning thought processes, and my brain, which I blame for the illogical weird shit that goes on in my head. So I spend a lot of time and mental energy "cleaning up" after my brain- mitigating weird thought patterns and trying to manage physical manifestations that are triggered by them. And it's exhausting, because it's damn near constant. So even without intrusive thoughts already in the mix, I feel like I already devote a lot of time and energy to not feeling (and acting) like a crazy person. The second piece of this is that my brain (as I conceptualize it in regards to my mental health) acts independently of my more rational self. I can't control what my brain does; I can just try and buffer it as much as possible.
   Not everyone is familiar with intrusive thoughts and I'm sure you can Google a really helpful definition. For me anyway, it's like someone flips on a movie in my head at random times. Usually it's times when I'm already feeling anxious. Other times they seem to come out of no where. Hiking in the Grand Canyon? Here's a high definition short film of your kid slipping over the edge and his skull exploding on a boulder. About to fall asleep? What happens if your car falls off a bridge into a river and I'm knocked unconscious and can't unbuckle Perrin from the car seat? (Spoiler: I bought one of those window-breaking, seatbelt-cutting tools) Most of the thoughts are ridiculous. But the thing about mental illness is it doesn't make sense- that's kind of the whole issue. And I haven't found any way to stop them. I can't "pause" the movie playing. I can't look away or see something else. It's just there. And I can tell myself that it's not real and not happening and not likely to ever happen, but it's still there. And that shit gets old. It gets tiring. Because I'm not only mentally dealing with all the shit that's actually happening in my life, but also dealing with the whole alternate universe were the worst possible things are constantly happening.
   A common coping mechanism is to try and prevent the bad thing in the alternate universe from happening in the real, which can lead to all kinds of bizarre behaviors. But the thing is, I didn't experience intrusive thoughts (at least not to this extent) until I had Perrin. Which kind of throws a whole monkey wrench into the mix because one thing I've always tried to be very aware of is making certain I'm not parenting from a place of trauma, which I plan on making a whole other post about at some point. But anyway, I have this very strong desire to "cope" with my thoughts by avoiding the shit out of everything. You can't fall off a mountain if you never hike; your kid can't be abducted if you never let them out of your sight. That's almost a really shitty limerick. And don't get me wrong, I would be THRILLED if I never had to drive over a large river again (looking at you, Kansas River, that I have to cross like 5 times every day). But man that would be unfair to Perrin.
    So instead, I watch my weird little brain movies. And I feel the adrenaline (which my body already sucks at regulating anyway), and my jaw hurts and I feel tired. And I lie awake at night sometimes because the movies just won't stop. Sometimes I have to hold my breath and look away, but Perrin has managed to climb REALLY high. Or he wants to go on an upside down rollercoaster for the first time, so I hold on to his little knee because I don't quite trust the safety bars to fit him, even though I know there is nothing I could do to keep him in his seat. And it's really, really awful. But I want him to ride roller coasters, and take his bike up and down the block, and play in the fire pit and climb trees and do all those things I did when I was a kid. Perrin wants to get certified to scuba when he turns 10, and at this point I am about 98% convinced he will be eaten by a shark. But I will sign him up for scuba class the day he turns 10 because honestly it does sound like a whole lot of fun and I would hate for him to miss out on that, or anything else for that matter, just because his mom is a little "off". If anything, it's been a really good lesson on being very aware of my own issues and making sure I am not passing those on to him. It just happens to be excruciatingly uncomfortable for me. But life in general tends to be extremely uncomfortable for me, so it would be a real shame to put any weight into that on Perrin's account.

Saturday, January 11, 2020

I Still Exist

  I have 7 unpublished draft posts that have been lingering here for a while. Seven. It was easy to post regularly when I was trapped under a nursing baby for 20 hours a day, but these days it's just so much harder to find the time. But I have been trying very hard for about 2 years now to work on developing my voice- mostly in terms of learning how to enforce boundaries with other people. But sitting down with my thoughts, writing them out, that is a kind of awareness of my voice that also does me a lot of good. So I'm going to try to get back into it. And I might as well put it out there, in case anyone else can glean anything from it as well.
  In a lot of ways, I have gotten to know myself much better over the past few years. And now that I'm figuring out who I am, I how I got here, I'd like to put more energy into who I am becoming. And like I have written about previously Becoming takes time and can get quite messy. But I've recently made it to the place where I feel healthy enough to timidly try and establish relationships again. Please know I still absolutely suck at it and by try I mean dip my pinky toe in the water and then run away. But I want to be very mindful about how I'm interacting with other people, because let's face it- I'm not very good at it yet. Practice makes perfect. And for now this is the only kind of practice I feel comfortable with. One sided, yes. But I'm especially terrible at taking things in in a healthy way, and this allows me to put energy out there while being able to carefully receive what comes back in a way that doesn't overwhelm me at the moment. So I'm just going to sit around practicing having feelings and shit, and then practice writing them down, and then maybe one day I can actually interact with actual humans again.